Royal Harbor Update: 06/12/2019

Friday, June 14 is Flag Day. Please remember to put your flags out that day. Memorial day was great as at least half of the residents had their colors flying. Several people mentioned it to me.

I  was notified by the city that the East Naples Taxing District is having a survey done in our canals. They will start on the 24th of this month. Their mission is to determine areas where rocks and depth do not meet the guidelines set in our permits and which permits will need to be applied for again to complete this job.

You may remember our last attempt at dredging did not turn out well for Royal Harbor members of the taxing district. When the previous contractor surveyed they went along the canals taking depth soundings every 200 feet. Naturally, a lot of bottom was missed in the survey. Also, the canals in Royal Harbor south of Marlin did not have any maintenance dredging. They did have private dock dredging paid for by homeowners.

If you know your canal has rocks and you know where they are,  it might be helpful if you could draw and map out where they are. We could then take these to the committee or the city and hand them to them. This way we will know that the spots causing trouble have been identified.  If we are to do this, we need to do it next week.

You may send or drop off to me any information and I will send it on.

I told you all last month that we were investigating a possible opportunity for underground wiring in Royal Harbor. Unfortunately, Royal Harbor was not one of the areas that were chosen by FPL for possible testing of this program. We have not given up, but it now looks less favorable.

I know the roads look deserted now with a lot less traffic. This leads many of us to go a little faster and also maybe not be so attentive. Please remember school is out and kids are out playing, riding bikes and running around. So its 30 mph on Sandpiper, 25 on all feeder streets. Just a reminder.

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Royal Harbor Update: 05/23/2019

Let’s all get those FLAGS out Friday and put them up for Memorial Day Weekend. If you have not picked yours up stop here and I’ll give them to you.

Summer is here no matter what the calendar says. We had our first named Storm come and go, the temps are hitting 95 and the humidity has now come full circle back in the 75+ category. Its summer, the water temp is in the 80’s again and rain starts to pop up about 4 in the afternoon and lasts about an hour or more.  Hopefully, it will be a quiet one as there are still people putting on roofs from Irma’s wrath.

Naples officially opened the new Fire Station today. Where but in Naples can a resident population of around 22,000 afford a new fire station over 6 million dollars? I know it’s also to be used as the bunker and command headquarters for the city in storms, but still. Pretty expensive digs. These fire departments are always wanting more and more of your tax dollars. Well, the economy is pretty good right now, I guess. Residents voted to increase taxes in the last election and there was not even a designated project for all the money expected to be collected. Do you think that will be enough? Wait, there will be more coming.

I just read an article stating that Naples was the number one spot for a good economic outlook for job seekers. It was based on income available, economic growth expected and amenities. Do you remember when everyone up North had the dream to retire in Florida?  No heat bills, no state income tax, low taxes all around and one could retire and relax, go the Isles of Collier Preserve, Treviso Bay, and so on, out to Collier Boulevard.  Now, the big newer houses in here are being built and are selling. These are all over 3 million and many now into the 5 million range. This is a different market, and if you are in here, you are going along in a steady but slowly rising market. The million dollars homes are now all tear downs. The million to two million are stuck. Two million to Three fix and do over to suit yourself.  On the Bay? Some selling over 5 million and some listed over 7 million. WOW

Here is what happened the last few months….interesting

3/8       1860 Sandpiper           Pending w/cont                       listed at 1,495,000

3/8       1920 Tarpon                Price Decrease            3,495,000

3/10     2160 Snook                  New                             1,350,000

3/11     1314 Marlin                Sold                             1,950,000

3/11     2100 Kingfish              Pending w/cont           listed 2,495,000

3/12     1498 marlin                Price Decrease            2,995,000

3/12     2375 Tarpon                Price Decrease            1,995,000

3/12     2185 Trout                  Price Decrease            2,650,000

3/14     2375 Tarpon                Pending w/cont           listed 1,995,000

3/15     2261 Trout                  Pending w/cont           listed 2,995,000

3/19     2040 Snook                  Pending w/cont           1,395,000

3/19     2150 Taron                  Price Decrease            1,299,000

3/20     2345 Tarpon                New                             2,150,000

3/22     1860 Sandpiper           Pending                       listed 1,495,000

3/22     1560 Bluefin                Terminated                 1,935,000

3/22     1560 Bluefin                Price Raise                  1,935,000

3/25     1366 Marlin                Sold                             1,140,000

3/28     2100 Kingfish              Pending                       listed 2,495,000

3/28     1266 Cobia                  New                             3,895,000

3/29     2155 Tarpon                New                             1,795,000

4/1       2040 Snook                  Pending                       listed 1,395,000

4/1       1539 Marlin                Price Raise                  3,495,000

4/1       2375 Tarpon                Pending                       listed 1,995,000

4/2       2211 Kingfish              Terminated                 2,495,000

4/3       2130 Tarpon                Sold                             1,000,000

4/3       1300 Dolphin Rd         New                             2,395,000

4/3       1820 Kingfish              New                             1,595,000

4/3       1860 Sandpiper           Sold                             1,425,000

4/5       2261 Trout                  Pending                       listed 2,995,000

4/5       1920 Tarpon                Price Decrease            3,250,000

4/7       1950 Tarpon                New                             3,395,000

4/8       2360 Tarpon                New                             3,750,000

4/9       2345 Tarpon                Price Decrease            2,125,000

4/10     2290 Tarpon                New                             4,750,000

4/12     2260 Trout                  Sold                             2,800,000

4/15     1650 Dolphin               Terminated                 5,895,000

4/15     1305 Marlin                Terminated                 5,995,000

4/15     1660 Dolphin Ct          Terminated                 4,975,000

4/15     1335 Marlin                Terminated                 4,675,000

4/15     1800 Snook                  Terminated                 4,475,000

4/15     1820 Kingfish              Price Decrease            1,450,000

4/16     1580 Bonita Lane        Pending                       listed 3,150,000

4/16     1560 Bluefin                Price Decrease            1,849,000

4/18     2350 Snook                  Price Decrease            1,395,000

4/23     1501 Bluefin                Terminated                 4,295,000

4/27     2100 Kingfish              Sold                             2,375,000

4/29     1920 Tarpon                Pending w/Cont          listed 3,250,000

5/1       2040 Snook                  Sold                             1,100,000

5/1       1505 Dolphin Ln          Price Decrease            5,795,000

5/3       2595 Tarpon                Sold                             3,600,000

5/6       2345 Tarpon                Pend w/cont                listed 2,125,000

5/6       1820 Kingfish              Pend w/cont                listed 1,450,000

5/11     2350 Snook                  Withdrawn                  1,395,000

5/11     2061 Snook                  Withdrawn                  4,495,000

5/12     1835 Snook                  New                             2,800,000

5/13     1630 Dolphin Ct          Price Decrease            3,650,000

5/14     2345 Tarpon                Pending                       listed 2,125,000

5/15     1835 Snook                  Price Decrease            2,500,000                               

5/16     2375 Tarpon                Sold                             1,950,000

5/16     1920 Tarpon                Back on Market          3,250,000

5/20     2290 Tarpon                Pend w/cont                listed 4,750,000

5/20     1620 Dolphin Ct          New                             5,750,000

5/21     1620 Dolphin Ct          Pending                       listed 5,750,000

5/21     1505 Dolphin Ln          Price Decrease            5,595,000

5/22     2140 Shad Ct               Price Decrease            2,599,999

5/22     1620 Dolphin Ct          Sold                            5,700,000

5/22     2061 Snook                  Back on Market          4,495,000

 

Time to get out those Flags and line the street with them . this is Memorial Day weekend so lets all show our colors..

More Later,

Terry

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Royal Harbor Update:04/20/2019

There are things in the works that I think you will be interested in. We had our last official board meeting for this season last week and the following items are things we are working on over the summer.

First is parking. I know many of us are not happy with the way service trucks park in Royal Harbor. Many times there are multiple trucks with trailers lining up along the roadway, around turns, blocking driveways and shouldering on both sides of the road making it nearly impossible for a large car, another truck or other large vehicles to pass by. This is complicated because of pedestrians and bicyclists that use the roadways too. When a combination of all these is present it clearly becomes a problem and if one driver is in a hurry or is on the phone, is texting or has his or her mind elsewhere it could turn ugly quickly.  The situation has gone from inconvenient to a problem in the last few years as more and more lawn trucks are carrying long trailers and as more and more home builders are present. So we need to look at this and see what we can do.

In Port Royal, the city adopted a no-tolerance policy for trucks–In this subdivision, all trucks are banned from parking on the roadways. They must find a spot in the homeowner’s driveway or property somewhere or they must stage their trucks loading and unloading then parking elsewhere. So far, (about a year) this has worked there.

If you go there and drive their roads you see there is more room there in yards for this solution. However, many on our board feel that if enacted in Royal Harbor, the lawn people and service providers would find a way to comply or lose the business. Ideas like staging equipment, using smaller trucks, banning trailers other than loading and unloading and so on have been discussed. You may have noticed the Police have put up an electric billboard that asks vehicles not to block the road.

We hope to get ideas from you and the city staff and be able to present to the city council some recommendations this fall before the season. This way next year will be better. Please send us your ideas. You may send to me or any of the board members listed in your directory. If you want, you may call or stop and visit and discuss this with any of us.

Next is underground electrical service. Our board has been interested in this for years. We have met with the city, FPL, and other communities over the past many years to try and get at least an estimate of cost and feasibility from FPL and what it would take to get the city’s blessing to go forward. We may have a small window of opportunity at this time and we have a couple of board members working on it. Now, do not get all excited yet, but at least one other Naples subdivision has launched an effort to do this. We are talking to this community and to FPL and to the city at this time. This is not cheap and there are pluses and minuses to underground wiring and we hope to have most of this researched in the next few months. If successful, we may, and I emphasize, it is a big MAY, have some numbers and data we can present to you all before the year-end.

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Royal Harbor Update: 03/006/2019

I have been asked by the city to remind you all that the Vision Statement survey will end Friday. If you will log on to NaplesVisioning.com you will see it. There is also a code on your postcard to identify you as a resident.

The survey is mostly rating the city 1 to 10 on various issues. However, it gives you a chance to give your opinions on various matters that you feel are important. I know I had a few things I felt could be better regarding how the city operates.

The Royal Harbor 2019 directories are now available. I have them at my home and if you want yours now stop and I will give you yours. If my blue truck is parked out front Either Rhonda or I  am likely here. If not we plan to mail them out sometime next week. It costs about $2.50 to mail them so picking them up will save our treasury.

Real Estate Activity:

2/19   1314 Marlin             Pending                     listed at $1,995,000

2/19   1555 Dolphin Ln     Terminated              $3,495,000

2/20   1366 Marlin             Pend w/Cont           listed at $1,275,000

2/20   2100 Kingfish          Price Decrease        $2,495,000

2/21   1800 Snook             New                           $4,475,000

2/22   2130 Tarpon            Pending                     listed at $1,125,000

2/27   1860 Sandpiper      Price Decrease        $1,495,000

3/1     1505 Dolphin Ln     New                           $5,995,000

3/1     1630 Dolphin Ct      New                           $3,750,000

3/2     2155 Tarpon            Expired                      $1,695,000

3/2     1975 Tarpon            Sold                            $2,900,000

3/04   1920 Tarpon            Price Decrease        $3,600,000

Terry Forshier

President Royal Harbor Association

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Royal Harbor Update:02/18/2019

Officer Davis has requested this be sent today to Royal Harbor residents.

It seems there has been numerous home and car burglaries recently especially in North Naples but it could happen anywhere.

He said to Secure your home when you leave. Lock all doors, lock your vehicles at all times. Secure your boat locks.

Set your alarms at home.

Be aware of suspicious vehicles and call police if anything looks out of the ordinary. 213 4844

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Royal Harbor Update: 01/14/2019

This coming Monday is Presidents Day. We are planning this to be our first FLAG WEEKEND.  Plans are to line the entrances with flags but you will need to put yours out too. These are the yard flags you were given when you joined the association. Just line your front yard or driveway. We are excited to see how our neighborhood will look with all the red, white and blue.  we are planning to put our flags out Saturday, Sunday and Monday.

Tuesday we will have our annual meeting at the Naples Sailing and Yacht Club. It will be at our regular time at 9:30 am. All members are welcome to stop by. We will have all four of the candidates running for the empty council seat there. They will all have 3 or 4 minutes to address you and after you may wish to personally meet them.

We have already sent out the financial report and the slate of the 2019 board members by email.  We will vote on these at the meeting.

The directories are at the printer but it appears they will not be ready by the meeting but later in the week. We do have some extra RCC cards and you may purchase an extra at the meeting for $8 each. (our cost)  Since Monday is Presidents Day, the City Council has changed their Monday workshop day to Tuesday at the same time as our meeting. So it is doubtful any council members or the Mayor will attend this year. However, we will have our county commissioner, Penny Taylor, attending, and she will give us a short address. (she also has another morning meeting) but she fit us in.

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Royal Harbor Update: 02/03/2019

First is the NCH (community Hospital) problem between the Hospital and the independent doctors. The policy has been reversed and back to its former status where your doctor will be allowed to admit you and be part of your medical care team. Hopefully, those in this dispute will be able to put any hard feelings aside and they can all concentrate on patients wellbeing.

If you follow the city government you know there is a vacant seat on the council.  There are 3 announced candidates now and a 4th coming Monday. Bill Moss, former city manager, has put in his paperwork and running for the seat. The official announcement will be Monday. This will be a very interesting dynamic if he is elected, as he probably has more firsthand knowledge about the city than anyone.

We are now finalizing the agenda for our annual meeting. It will be at the Sailing and Yacht Club again this year and will be at our regular meeting time of 9:30 am. February 19. I am enclosing the financial statement from last years collected funds for all to see here. At the meeting, we will be able to answer any questions you may have and the approve it.

Our slate of officers from the nominating committee are..

Terry Forshier…….….1750 Sandpiper

Mike Kehoe…………..1407 Marlin

Maureen Minker…..1525 Bonita Lane

Donald Miller………..2350 Snook

Ed Thieme…………….2170 Snook

Fred Hoffmann……1303 Wahoo

Katie Reese…………..1303 Cobia

Kimberly Alvord…….1580 Bluefin

Mike Rinaldi…………..1667 Bonita Ct

John Heinze………….1800 Sandpiper

Jim Doane……………..2240 Tarpon Rd

 

I have had a lot to say on the Vision statement over the past month. Now it will be your turn to have a say. The city will be mailing each of you a survey postcard asking you to log in and voice your opinions on various issues. This is your opportunity to have a say in how you wish to see the city grow and operate and where you think we should be heading. Everyone will have a log in number to identify you as a city resident. This will not, however, identify you, so your opinions will be anonymous, just as a resident. The reason for this is so non-city residents cannot control the issues in the city.

Many have heard about the Bay restoration projects. Here below is the scoop. Please follow up with the appropriate persons as indicated in the article. I hope this answers your questions.

Restoring Oyster Reefs in Naples Bay

A new oyster reef restoration project involves creating 5 acres of oyster reef habitat in Naples Bay.  Over the past few decades, oyster reefs in Naples Bay have experienced an 80% decline, due to urbanization and channelization. This oyster reef restoration project aims to place oyster habitat substrate (concrete, limestone rock, and shell) at three sites in Naples Bay to provide habitat for oyster colonization.

The goals of this project are to:

  • Restore a portion of the oyster reef community
  • Improve shoreline resiliency through protection from storm and wake surge
  • Improve water quality through restoration of filter-feeders
  • Restore other ecological components e.g. fish and invertebrate populations
  • Increase community awareness of the benefits and ecosystem services provided by living shorelines

This project was made possible through funding by:

  • The City of Naples
  • National Oceanic and Atmospheric Administration (NOAA) Restoration Center, Office of Habitat Conservation, Coastal Resilience Grant Program award #59-6000382 ($484,244)
  • Florida Department of Environmental Protection, Florida Coastal Management Program with a grant from the NOAA Office for Coastal Management awarded under the Coastal Zone Management Act; DEP Agreement No. CM820 ($30,000)
  • Community volunteers and donors, including local residents and businesses, Naples Chapter Coastal Conservation Association of Florida (CCA Florida)

Construction has begun on the largest site of the project, Site 1, which is just north of Bayview Park.

The map on the left below shows the locations of the proposed oyster reefs. The diagram on the right shows the layout of the reefs at Site 1.

 

The community may get involved by volunteering at our oyster reef events. We held our third oyster bagging event last Saturday (26th January), with over 40 volunteers helping to create oyster bags. We will soon be posting a fourth oyster bagging event to complete the bagging prior to deployment for reef construction at Site 3 (just north of 41 bridge, near Rock Creek entrance).

Volunteer Opportunities:

      Oyster bagging – TBD 2019

Reef building Site 3 (oyster bag deployment north of the 41 bridge – near Rock Creek entrance) – Saturday 4th May 2019

Please contact Katie Laakkonen for more information or to sign up at klaakkonen@naplesgov.com.

MORE INFORMATION CAN BE FOUND ON OUR WEBSITE:

Here is a link to Natural Resources Division website:

www.naplesgov.com/naturalresources

In the Environmental Management section more information can be found on our Oyster Reef Restoration project:

https://www.naplesgov.com/naturalresources/page/restoring-oyster-reefs-naples-bay

Stephanie Molloy, PhD

Natural Resources Manager

City of Naples

295 Riverside Circle

Naples, FL 34102

Ph (239) 213-1031

smolloy@naplesgov.com

 

 

 

~~~~~~~~~~~~~~~~~~~~~

 

Real Estate Update:

1/21   2211 Kingfish          Price Decrease        $2,495,000

1/22   1571 Bonita Ln        Price Decrease        $3,095,000

1/22   2275 Trout               New                           $4,195,000

1/25   2111 Tarpon            New                           $2,195,000

1/26   1660 Dolphin           New                           $4,975,000

1/26   1355 Marlin             New                           $4,675,000

1/28   2310 Tarpon            Sold                            $3,400,000

1/28   2120 Sheepshead  Pending                     listed at $2,495,000

1/29   1366 Marlin             Terminated              $1,697,500

1/29   1366 Marlin             New                           $1,375,000

1/31   1810 Kingfish          Price Decrease        $1,275,000

Terry Forshier

President Royal Harbor Homeowners

 

 

 

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Royal Harbor Update:12/24/2018

 

You may remember last week someone found a set of car keys on Tarpon Road. I sent out a picture in one of my updates but had no response. Well, at our board meeting this week I gave them to Officer Davis, (our neighborhood police officer) thinking someone would call the police to see if they were turned in. Officer Davis attends our meetings and updates us on police matters. We let him lead off the meeting so he can then leave and continue his patrol. Well, he took the keys and after about half an hour he returned to tell us he drove down Tarpon punching the button on the key fob and actually found the car and returned the keys to the owner. Well, see, for at least one resident there was a small Christmas Miracle. Maybe you will be next.

I now have most of the renewals but there are still quite a few not in. Some of you have sent checks but not picked up your RCC card and flags. It would be much easier for us if you would stop and knock on the door and get yours. For most of you, you pass by my house daily anyhow.  Also if we have not met or seen each other in a year, it is nice to say hello again.  

On a personal note..

A friend of mine has two tickets for the 2019 Super Bowl, both box seats. He paid $2,500 each but he didn’t realize last year when he bought them, it was going to be on the same day as his wedding. 

If you are interested, he is looking for someone to take his place…It’s at Holy Cross Church on Lake Ave at 3 pm. The bride’s name is Nicole, she’s 5’4″, about 115 lbs, good cook too…..She’ll be the one in the white dress.

Merry Christmas to you all

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Royal Harbor Update:12/14/2018

 

There are a couple things to  update you on.

Most are aware by now of the doctor/ Hospital feud that is being waged in the city. There has been a lot of this now on the TV and in the Naples Daily News. Full page ads from both sides of the issue have been printed and yard signs have sprung up and most people have picked a side to support. Since this issue will affect any of us who may need medical services in Naples I urge you to research the issue and weigh in on it. Both the City council and the county commissioners have sent letters to the Hospital asking them to rescind the newly instated policy’s and try to find a compromise or solution.  I am unaware of any resolution in sight at this time. However, you may wish to contact your local doctor or anyone you know at the hospital and talk to them. We really do need to resolve this issue in the city.

Naples has also decided to update its vision plan. What is a vision plan you may ask? (I did.) Well, Naples has had a published 42 Page vision plan that it has used as a guideline over the past decade. This written guide deals with the way city government is to steer the city in all of its various functions. By this, I mean in physical growth like city codes for buildings, homes, density, and how to handle non-conforming buildings and requests for variances and zoning changes. So how it will physically look. Then it deals with things like the Bay, the gulf and our waterfront access and how we are treating this resource. Are we following good stewardship and how best to keep this asset pristine and beautiful?. Then they look at the overall welfare of citizens. Are we keeping a good, clean safe environment for our residents? Are we governing our parks, recreation areas and streets and neighborhoods in a manner that reflects the way our residents want? The new statement will try to find out what kind of Naples you want to be living in in the next 10 years. New surveys will go out, there will be town meetings you may wish to attend and other means you, as residents can weigh in and give your opinions. Remember this is our city. We select the govern sment we want to lead us and the path we want them to take. This is your opportunity to help make Naples even better than it is now. Information will be coming  to you all regarding when and where and how to be heard as we move through this process. For now, be thinking about this. You may have ideas no one has thought of yet and your ideas might be something that could change things for the better.

****If you have paid your homeowners association renewal by mail, PLEASE STOP BY OUR HOUSE and pick up your RCC Card and American Flags.****

There are still people we are waiting on to reaffirm if you want to be in the directory. If you already renewed this will be the last time you should see this. We will send only to those we have not heard from. If you are living next to new owners how about stopping over and handing them an application to fill out. Since we give the first year free they need only drop the application off and we will give them set them up with an RCC card and set of flags. Be a goodwill ambassador.

Real estate activity since the last post…

12/3   1860 Sandpiper      Terminated              $1,595,000

12/3   2310  Tarpon          Terminated              $3,495,000                     

12/4   1807 Snook             Price Decrease        $2,885,000

12/8   2140 Shad Ct           New                           $2,795,777

12/10 1555 Dolphin Ln     Terminated              $3,275,000

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Royal Harbor Update:12/05/2018

Right after the last update I sent out, my email quit working. After some unsuccessful attempts by me, I turned my phone and iPad over to Rhonda. She immediately found the problem. It seems, according to Xfinity, someone had tried to hack my email, and Xfinity (Comcast)  had closed my account. Well, long story short she got me running again. But I tell you this because several times these past few years someone has hacked in and tried to use email messages to scam money from our Royal Harbor Treasury and from some of the board members. As examples, someone on two occasions wrote to Mike (our treasurer) under my name asking him to send a check for ($5,000) to an overdue account. Then someone used different board members names asking from one member to another if they could go out and buy multiple $50 iTunes and Amazon cards. They wanted them mailed somewhere and that they (using another board members name) would reimburse them when they returned home from out of town status. So to all of you beware of things like this.

The biggest scams though are happening in the real estate business. This is how it works. Most transactions today are on email. Contracts are emailed, filled out, scanned and returned. Negotiations are emailed back and forth and, when resolved, are finalized in contracts that get emailed. So during transactions, emails go from REALTORS to attorneys, to buyers, to sellers, to lenders and to appraisers. Contracts and parts of contracts go back and forth many times. Here is the tricky part. Hackers somehow get into the loop of these back and forth emails and follow along on these transactions. Everything appears fine and the closing gets set. Then right before the closing, the lender for the buyer gets an email directing them to wire the funds to a numbered account for the closing. The next day, closing day, everyone is waiting for the arrival of funds. They call the lender. Lender says they sent the money yesterday and show the transfer. The numbered account is the hackers and the money is gone. So whose money was lost? Buyers? Sellers? Banks? Guess you need to ask your attorney on this one, but you can bet there are lawsuits from everyone blaming everyone. In Naples, this can mean millions of dollars lost and to my knowledge, I have not heard of a single hacker being caught. So be careful out there. Be sure your transaction is safe. Check it, check it again and finally check one last time.

Next, we need to look at the Naples Community Hospital situation. If you are here and if you listen to the news or read the newspaper you are undoubtedly aware of the situation created when NCH decided to ban independent physicians and assign “hospitalists” to new patients. There has been a lot of discussion on this in the paper and online and in the media. Briefly, the local medical society, which is made up mostly of independent physicians (your doctor, my doctor etc) have been opposing this move. Most residents have independent physicians as their primary care doctor and they do not want to have a new and unknown physician assigned to them, they want their own trusted doctor.

At this time the Hospital has refused to meet with the local doctors and or community groups who want to stop this. The hospital board, as I know it, does not want input. They are just making the change and that is that.

I understand the City Council is going to have a discussion on this.

***Please take a minute to catch up on this issue and then send an email to council@naplesgov.com (you can just click this link.) to ask them to support our local physicians and residents in this endeavor.

Nissan keys found at end of the drive at 1875 Tarpon. Claim them here..

Lastly, I know I send this one out every year. Its funnier to me than to Rhonda. Huh?

Terry Forshier

President

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